Save on Rental Car Insurance

Option 1

COLLISION DAMAGE WAIVER (CDW) Insurance: NIL Excess, pay an additional NZD$12.00 per day (NZD$15.00 for MPV, SUV, 4WD Sport Stationwagon) and reduce your excess to zero. Minimum NZD$40 charge.(NZD$50 for MPV, SUV, 4WD Sport Stationwagon)

Note: For the drivers between 21 - 24 years the collision damage waiver rate is NZ$15.00 per day (NZ$18.00 for MPV, SUV, 4WD Sport Stationwagon). Minimum NZD$50 charge (NZD$60 for MPV, SUV, 4WD Sport Stationwagon).

Option 2

STANDARD INSURANCE excess is NZD$1500.00 (NZD$1500.00 MPV).  If an accident occurs while the car is on hire you are liable for NZD$1500.00 or the cost of repair, whichever is the lesser amount.  The excess applies to damage to the vehicle or damage caused by the vehicle.  This covers damage to both the rental car and third party vehicles or property up to the value of NZD$1,000,000.00.

Insurance Exclusions

The indemnities referred to above shall not apply where the damage, injury, or loss arises when:

(a) The driver of the vehicle is under the influence of alcohol or any drug that affects his or her ability to drive the vehicle ;

(b) The vehicle is in an unsafe or unroadworthy condition, which arises during the hire, of which the Hirer or driver is aware, or should be aware of, and which causes or contributes to further damage or loss.

(c) The vehicle is operated in any race, speed test, rally or contest;

(d) The vehicle is driven by any person not named in clause 3 of this agreement;

(e) The vehicle is driven by any person who, at the time when he or she drives the vehicle, is disqualified from holding, or has never held a drivers license appropriate for the vehicle;

(f) The vehicle is wilfully or recklessly damaged by the Hirer, any person named in clause 3 of this agreement or any other person driving the vehicle under the authority of the hirer.

(g) The vehicle is lost or stolen as a result of wilful or reckless behaviour of the Hirer or any such person;

(h) The vehicle is operated outside the term of the hire, or any agreed extension of the term;

(i) The vehicle is operated in breach of clause 13 of this agreement;

(j) In the event the driver is charged with an infringement/ offence as a result of an accident, the hirer’s liability is increased to the replacement cost of the vehicle, or a minimum of $5000;

(k) The vehicle is operated on Skippers Canyon, or any beaches;

(l) Any damage is caused during the fitting or use of snow chains & roof racks while the vehicle is on hire;

(m) In the event of a single vehicle accident the cost of towing and /or salvage of the vehicle will be at the hirer’s expense .

It is agreed between the owner and the Hirer that section 11 of the Insurance Law Reform Act 1977 shall apply to the above as if this clause constituted a contract of Insurance.

The general effect of this provision is that an exclusion will not apply if the hirer proves on the balance of probability that the damage was not caused or contributed to by the matters to which the exclusion applies.

Download a Sample Contract  (PDF 659kb)